Expanding Horizons: How Banking as a Service can help African Banks
The African Banking Landscape As traditional brick-and-mortar banks face increasingly high operating costs, a decline in the use of their branches and competition from new digital financial service providers, they are being forced to look at new and innovative to retain and even grow their market share. Despite experiencing a partial recovery and surpassing pre-pandemic […]
Embedded finance in the age of e-commerce
The African online e-commerce market has grown rapidly in recent years and is estimated to be worth approximately $40 billion – a figure that will likely increase by 66% by 2027. Consumers value the convenience, time savings, and discounts online shopping can provide, while businesses gain advantages such as overhead savings, data insights, and a […]
Walking the regulatory tightrope: Striking a balance for fintech innovation and a healthy industry
Between 2020 and 2021, the number of tech start-ups in Africa tripled to around 5,200 companies. Just under half of them were fintechs, making it the fastest-growing start-up industry in Africa. Their success is due to several trends such as the digital boom during the pandemic and increasing smartphone ownership and internet coverage, as well […]
Cultivating culture, innovation and productivity in multi-location teams
Diverse locations, unified vision Today we are fully immersed in a globalised world. While this can be advantageous for the growth of businesses, hybrid work and remote teams also introduce a new set of challenges for organisations to navigate. As workplaces move away from single venues and set hours at the same time each day […]
How artificial intelligence is transforming the financial services sector
Artificial intelligence (AI) is possibly the most significant development across industries and in our daily lives since the advent of the internet. Despite recent hype around AI’s applications, it has in fact already been in use for some time, assisting companies to streamline operations, enhance customer experience, and make informed strategic decisions. Lorem ipsum dolor […]
How companies can foster a culture of innovation that drives growth
Fostering a culture of innovation is crucial for companies aiming to stay ahead in today’s rapidly evolving business landscape. This is especially true in the fintech space where products are available globally online with widely divergent user experiences. By nurturing an environment that values creativity, encourages risk-taking, and promotes open communication, companies can unlock the […]
